Auto Insurance Jonesboro Arkansas AK
Reader’s Question:
We finally got our Sports Utility Vehicle. Our whole family in Jonesboro Arkansas AK is excited. But, then came the shock since my auto insurance is through the roof. What happened?
Andy
Jonesboro, AR
Congratulations Andy!
Sounds like your new auto will fit the family in Jonesboro Arkansas AK. The pocketbook may be a different matter and you know about the mileage. Now, you know about auto insurance and the cost of insuring your new baby. Usually auto insurance runs about 20 percent higher for an SUV than for a conventional auto. One of the concerns is that auto insurers set high liability premiums for SUVs. Historically, these autos cause more damage to other cars when they are in an accident.
On the plus side, SUVs have a very favorable safety record. Auto insurance carriers in Jonesboro Arkansas take that into account. It seems that operators of SUVs feel safer, see the road better and are careful drivers.
National statistics indicate that 12 percent of auto sales last year were SUVs. Unfortunately, auto insurers report SUV owners reported a very high percentage of stolen vehicles. Auto insurance companies encourage alarm systems and often offer an incentive for these installations. Talk to your auto insurance agent in Jonesboro AK and ask him to pursue competitive auto insurance premiums. Then, my friend, drive safely and enjoy your new family auto in Jonesboro Arkansas!
Tags: auto insurance, car insurance, SUV insurance
Insurance Company Complaints Arkansas AR
Reader’s Question:
I recently got in a wreck and was denied claim by my auto insurer. Who do I call to file my dispute for claim in Arkansas?
Stacey
Fayetteville, AR
It’s good that you asked, Stacey.
Car accidents can be a pain…especially if you pay your premiums on time and get denied for auto insurance claim by your insurer. There are common cases like this in all 50 states though. The good news is, you can always go and file a complaint at the Insurance Department in Arkansas and they are ready to investigate your case.
But before you speak to anyone at the state level though, you better speak to your auto insurance agent or your insurer’s complaint department. You will be asked by Arkansas authorities to do that so you have to call your auto insurance company first to save you some time and effort.
The moment you make a call, be sure to take note of the time, date, and contents of you call plus the person’s name who attended to you. All your correspondence should be well documented to CYA (Cover Your Argument). The fine print of the policy are usually the most important things to know so counter check what your agent says and verify from the policy’s contents.
If it seems you have done your part and you’re still unhappy with the response, then it is probably the right time to escalate your action to Arkansas Insurance Department (some states call it the Division of Insurance). You can check for hotlines which can be available for you to reach for any formal complaints. Even on the state level, always remember to document everything to CYA! If your complaint is deemed valid, it might take around 10-30 days to rectify the issue. Patience is always an issue and you need to keep your cool so you will be properly assisted.
Hope this helps you!
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