SR22 Insurance Certificate In Arkansas
Reader’s Question:
I’d like to know more about SR22 insurance certificate in Arkansas. Can someone help me?
Robert
Little Rock, AR
Sure Robert! Let me just remind you that not everybody is required to get SR22 insurance. There are some “special” cases where one needs to get SR22 insurance certificate.
I’ve read the Financial Responsibility Programs and Procedures Guide of 1997 made by the Insurance Industry Committee on Motor vehicle Administration and found some useful information about SR22 insurance.
SR22 insurance certificate in Arkansas is needed for the following reasons:
- Unsatisfied judgment
- License suspension because of a serious offense
In most cases, a driver is required to maintain SR22 insurance certificate in Arkansas for a period of three years.
To file SR22 insurance, an auto insurance company that is licensed to write SR22 policy needs to submit your proof of auto insurance certificate (which is in the form of SR22) to the state’s department of motor vehicles.
The address where the SR22 insurance is to be filed depends on the reason why you are required to get SR22 insurance.
If you are cited for driving while intoxicated (DWI) offense, it needs to be filed to:
Driver Control
P.O. Box 1272
Little Rock, Arkansas 72203
Meanwhile is it’s for unsatisfied judgment, the right place to file it would be at:
Safety Responsibility
P.O. Box 1272
Little Rock, Arkansas 72203
For more information about SR22 insurance, you can also check with your auto insurance agent. Also, I’ve checked some websites and found that SR22 insurance quotes in Arkansas are available online.
Senior Car Insurance In Arkansas
Reader’s Question:
As a senior citizen living here in Arkansas, what can I do to get my car insurance policy lower?
Julius
Fort Smith, AR
Good question! We live in tougher times and it is quite essential to know how to save much needed dollars every chance we get. This is especially true for seniors, a lot of whom generally relies on their retirement checks and must keep themselves within a tight budget. So here are a few effective ways to save on your senior car insurance policy there in Arkansas:
1. If possible, drive a less expensive or older vehicle which would cost much less to cover.
2. Review your policy every six-months. Check to see if you’re policy still reflects on your needs and circumstances and aim to remove coverage that you do not see yourself needing anymore.
3. Some companies offer senior citizen discounts, check to see if you’re eligible for one.
4. Are you OK with raising your policy deductible to the next tier? If you don’t really see yourself filing a claim anytime soon and could still afford a higher deductible amount then choose to raise it to lower your premiums.
5. Taking defensive driving classes (if you haven’t done so) to qualify you for additional discounts.
6. Making your vehicle safer by installing additional safety and security features can also lower premiums.
7. Now is the best time to shop around and see if you can get more competitive rates with someone else. You can use the free insurance quote search tool found on this website to help you find the best rates, as well as compare offers coming from many different carriers easily.
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